All OPay USSD Codes: Are you looking for the complete list of OPay USSD codes? Here is the updated guide on all OPay codes including *955#, check balance, transfers, airtime, data, electricity bill, OTP, card blocking and more.

If you use OPay regularly, you already know how convenient the app is for transfers, bill payments and airtime purchases. But sometimes you may not have access to mobile data or your smartphone might be out of service. That’s where the OPay USSD code *955# becomes extremely useful.

USSD banking lets you perform financial transactions without internet. It works on any mobile phone, whether it is a feature phone or a smartphone. As long as your phone number is linked to your OPay account, you can dial the *955# code and complete your transactions instantly.

In this guide, you’ll find every OPay USSD code you need, how they work, and when to use each one. This is the most complete 2025 update on OPay USSD codes.

What Is the OPay USSD Code?

The official OPay USSD code is *955#, and it gives you access to a wide range of services including transfers, airtime, data, bill payments and security actions like blocking your account.

You don’t need mobile data, a smartphone or the OPay app. It works on all networks: MTN, Airtel, Glo and 9mobile.

USSD is especially useful when:

Your internet is slow or unavailable
The OPay app is not loading
You want quick access without logging in
You are using a small phone
You’re in emergencies like blocking a lost card

Complete List of OPay USSD Codes (Updated 2025)

Below is the full list of OPay USSD codes and what each of them does.

Main OPay USSD Code: *955#
Check Balance: 9550#
Get OTP: 955010#
Transfer to OPay Account: 9551AmountAccount Number#
Transfer to Other Banks: 9552AmountAccount Number#
Buy Airtime for Self: 9553*Amount#
Buy Airtime for Others: 9553AmountPhone Number#
Buy Data: 9554*Phone Number#
Pay Electricity Bills: 9556#
Block OPay Card: 955132#
Block OPay Account: 955131#

Each code is explained in detail below.

**1. Main OPay USSD Code: *955#**

This is the gateway to all OPay USSD services. When you dial *955#, you’ll see a menu that allows you to select transactions such as:

Transfers
Airtime
Data
Bills
Account security
More options

It works 24/7, even when the app is offline.

2. How to Check OPay Account Balance: 9550#

Checking your balance with USSD is one of the fastest things you can do on OPay. Simply dial:

*955*0#

You’ll receive an SMS or on-screen prompt showing your available account balance.

This code is useful when you don’t want to open the app or data is not available.

3. How to Get OTP Using OPay USSD: 955010#

Some transactions require OTP verification. If you ever need to generate an OTP without using the app, you can use the code:

*955*010#

This sends a one-time password to your phone. It helps when your app is not receiving OTPs due to network issues.

4. Transfer Money to Another OPay Account: 9551AmountAccount Number#

To send money to another OPay user, dial the code below:

*955*1*Amount*Account Number#

Example:
If you want to send ₦5,000 to an OPay account number 1234567890:

*955*1*5000*1234567890#

You’ll be asked to confirm the transaction with your PIN.

This is one of the fastest USSD transfer codes in Nigeria.

5. Transfer to Other Banks Using USSD: 9552AmountAccount Number#

If the recipient is not using OPay, you can still make transfers through:

*955*2*Amount*Account Number#

After dialing, you’ll select the bank and confirm the payment.

Example:
To send ₦10,000 to account number 0123456789 in Access Bank:

*955*2*10000*0123456789#

Then choose Access Bank from the list and enter your OPay PIN to approve.

6. Buy Airtime for Yourself: *955***3*Amount#**

If your mobile data is off or you want a quick top-up, this code works instantly:

*955*3*Amount#

Example:
To recharge ₦500 on your own line:

*955*3*500#

The airtime is credited immediately.

7. Buy Airtime for Others: 9553AmountPhone Number#

You can also recharge another person’s line with USSD:

*955*3*Amount*Phone Number#

Example:
To recharge ₦1,000 on 08012345678:

*955*3*1000*08012345678#

This is very helpful when topping up for family, friends or customers.

8. Buy Data Using OPay USSD: *955***4*Phone Number#**

You can buy data for yourself or another phone number using:

*955*4*Phone Number#

Example:
To buy data for your own line or someone else, dial the code and follow the prompts to select the network and data bundle.

This is very convenient when your app refuses to load due to low data.

9. Pay Electricity Bills Using USSD: 9556#

OPay also allows electricity bill payments using USSD. Just dial:

*955*6#

You can select your electricity distribution company, enter meter number and choose the payment amount.

Supported electricity companies include:

IKEDC
IBEDC
EEDC
PHED
AEDC
JED
KEDCO

It works for both prepaid and postpaid meters.

10. Block OPay Card Instantly: 955132#

If your OPay debit card gets lost or stolen, you can block it instantly using:

*955*132#

This code protects your money before someone else accesses the card.

The blocking is instant and irreversible unless you contact OPay support to unlock.

11. Block Your OPay Account: 955131#

This is one of the most important security codes OPay provides. If your phone is stolen, your SIM is missing or you suspect unauthorized transactions, dial:

*955*131#

This blocks your entire OPay account from any activity. It is the fastest way to secure your funds during emergencies.

Once blocked, you must contact customer support or visit an OPay agent to reactivate the account.

**Why You Should Use OPay USSD (*955#)**

Using USSD is not just about convenience; it gives you backups for situations where the app may not work. Here are some top benefits of using OPay USSD banking:

1. Works Without Internet

Even if your data finishes or the network is slow, USSD runs instantly.

2. Works on Any Phone

Smartphones, feature phones, old Nokia devices, or even basic phones can use *955#.

3. Fast and Easy

Most transactions require only a few seconds.

4. Reliable in Emergencies

Codes like the account-blocking USSD help protect your money quickly.

5. Nationwide Coverage

It works across MTN, Glo, Airtel and 9mobile without restrictions.

Who Can Use the OPay USSD Code?

Anyone with the following can use *955#:

An active OPay account
A registered phone number linked to the account
A supported network (MTN, Airtel, Glo, or 9mobile)

There is no extra registration needed. If your phone number is not linked to OPay, you’ll be asked to set it up.

Common Problems and How to Fix Them

1. “Number not authorized for this service”

Your SIM is not the number registered on your OPay account. Log into the app and confirm the phone number.

2. Code not working on your network

Sometimes your network may be down. Try again later or switch to a location with better signal.

3. PIN not accepted

Reset your PIN using the OPay app if you forget it.

4. Transaction failure

This usually happens due to network delays. Try again or wait for a few minutes.

Is Using OPay USSD Safe?

Yes. OPay USSD operations are secure. Every transaction requires your secret PIN, which only you should know. Codes that block accounts and cards add an extra layer of security.

Never share your PIN with anyone, even if they claim to be OPay support.

Final Thoughts

The OPay USSD code *955# makes banking simpler and more accessible, especially when internet access is unreliable. Whether you want to check your balance, send money, recharge your line, buy data or secure your account, there is a simple USSD code for it.

This guide has covered all OPay USSD codes and what each one does. If you use OPay daily, it’s helpful to save this page or memorize the ones you use the most, especially the security codes.

With these codes, you can enjoy fast, reliable and secure mobile banking anytime, anywhere in Nigeria.

All OPay USSD Codes (2026 Guide): Check Balance, Transfer, Airtime, Data and More